Business Checking Account, designed to appeal to modern entrepreneurs, freelancers, and small business owners. Streamline your business finances with the Pockt Change Business Checking Account. Designed for modern entrepreneurs, this digital-first account combines fee-free daily banking, seamless cash flow management, and our signature automated round-up tool to help you effortlessly build your business savings with every swipe.
Running a business takes everything you’ve got, but managing your daily finances shouldn't. The Pockt Change Business Checking Account is built from the ground up for small business owners and growing startups who need a banking partner that moves as fast as they do. We’ve stripped away the hidden fees, minimum balance requirements, and complex rules of traditional corporate banks to give you total clarity and control.
Beyond standard banking, this account actively helps you build a financial safety net. With our namesake "Pockt Change" feature, every business purchase you make with your debit card is automatically rounded up to the nearest dollar, funneling that spare change directly into a high-yield business savings account. Whether you are buying inventory, paying for software subscriptions, or covering travel expenses, you are constantly building cash reserves in the background. Paired with intuitive expense tracking, integrated invoicing, and seamless accounting software syncing, Pockt Change gives you the tools you need to spend less time in your ledger and more time growing your business.
Zero Monthly Maintenance Fees: Keep more of your hard-earned revenue. We charge no monthly account fees and require no minimum balance to keep your account open.
Signature "Pockt Change" Round-Ups: Automatically round up every debit card purchase to the nearest dollar and transfer the difference into your business savings account.
Unlimited Digital Transactions: Process as many electronic deposits, ACH transfers, and digital payments as your business needs without hitting transaction caps or tier limits.
Built-In Expense Tracking: Automatically categorize your spending, tag tax-deductible purchases, and attach receipt photos directly from the mobile app.
Free Physical & Virtual Debit Cards: Issue custom virtual cards for online subscriptions or specific team members, and set individual spending limits for total control.
Instant Digital Invoicing: Create, send, and track professional invoices directly from your checking dashboard. Allow clients to pay you instantly via ACH or card.
Seamless Accounting Integrations: Sync your transaction data effortlessly with popular software like QuickBooks, Xero, and FreshBooks to make tax season a breeze.
Fee-Free ATM Access: Access your cash without penalties at over 40,000 in-network ATMs nationwide.
