Everything you need to manage, move, and grow your money — all from one powerful platform powered by Pathward N.A.
Multiple account types to fit your financial needs
Free checking with no monthly fees, free debit card, online bill pay, and access to 55,000+ fee-free ATMs nationwide.
High-yield savings accounts with competitive APY. Set savings goals, automate deposits, and watch your money grow.
Business checking and savings with invoicing, payroll integration, multi-user access, and detailed financial reporting.
Bank from anywhere with the Pocket Finance app. Deposit checks, send money, pay bills, and manage your accounts on the go.
Access monthly statements, tax documents, and account records online. Download PDFs anytime for your records.
See your complete financial picture at a glance. Track spending, monitor balances, and view transaction history across all accounts.
Move money how you want, when you want
Send and receive ACH payments. Perfect for payroll, vendor payments, and recurring transfers with next-day settlement.
Send domestic and international wire transfers. Same-day processing for urgent payments with competitive exchange rates.
Move money instantly between your own Pocket Finance accounts. Zero fees, zero wait time.
Pay your bills on time, every time. Schedule one-time or recurring payments to any vendor. Never miss a due date again.
Send and receive payments in multiple currencies. Competitive exchange rates with transparent fees for international transactions.
Send and receive payments using QR codes. Fast, contactless, and secure — perfect for in-person transactions.
Physical and virtual cards designed for how you spend
Apply for a Pocket Finance credit card with competitive rates. Earn rewards on every purchase with cashback and points programs.
Get a contactless debit card linked directly to your checking account. Use it at millions of merchants worldwide and at fee-free ATMs.
Generate instant virtual cards for online shopping. Set custom spending limits and freeze or delete them anytime for added security.
Lock or unlock your cards instantly from the app. Set transaction limits, disable international purchases, and manage card preferences in real time.
Set daily, weekly, and monthly spending limits on any card. Stay in control of your budget with customizable thresholds.
Set and change your 4-digit card PIN online. Secure your credit, debit, and virtual cards with PIN-based authentication.
Bank-level security to protect what matters most
All data is protected with AES-256 encryption, the same standard used by the world's leading financial institutions and government agencies.
Access your account with Face ID, fingerprint, or PIN. Multi-factor authentication ensures only you can access your money.
Every sensitive action requires a second verification step. TOTP-based 2FA via authenticator app for transfers, settings changes, and card operations.
A secure 6-digit PIN for phone-based banking. Verify your identity when calling customer support or performing phone transactions.
Your deposits are protected up to $250,000 per depositor through our banking partner, Pathward N.A., Member FDIC.
AI-powered fraud detection monitors your account 24/7. Suspicious activity triggers instant alerts and automatic transaction holds.
We're here when you need us — day or night
Connect with a support agent in real time through our in-app chat. Get answers to your questions without picking up the phone.
Send and receive secure messages from your dashboard. Attach documents, track conversation history, and get responses within 1-2 business days.
Call us at 1-573-MY-POCKT (1-573-697-6258). Our support team is available Mon-Fri 8AM-8PM ET and Sat 9AM-5PM ET.
Submit detailed support requests with file attachments. Track the status of your tickets and receive updates as they're resolved.
Access your account information 24/7 through our automated phone system. Check balances, recent transactions, and account status without waiting.
Browse our comprehensive knowledge base for answers to common questions. Step-by-step guides for every feature and service.
Join thousands of customers who trust Pocket Finance for their banking needs.
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